Your CPF form the basis of your retirement  savings. When you retire at age 62, your CPF savings should give you at least a basic retirement income. Ideally, you should start planning for your retirement once you start work, because the earlier you start, the more likely you are able to achieve your retirement goals.

Here are three easy steps to help you secure your retirement income:

	Save More - Grow Your CPF Savings
	Use Less - Reduce Your Consumption Of CPF
	Defer Withdrawal - Maximise Your Retirement Savings

For more information on CPF and retirement planning, visit http://mycpf.cpf.gov.sg/members. With my cpf, you will find information packaged according to the major life events to help you plan the use of your CPF.

For example, if you have just started working, check out the life event "Starting Work". You can also use the Retirement Planner to kick-start your retirement planning today!